Tuesday, April 8, 2008

Genetics and Life Insurance: Medical Underwriting and Social Policy (Basic Bioethics)


Publisher: The MIT Press
Number Of Pages: 311
Publication Date: 2004-05-01
ISBN-10 / ASIN: 026218236X
ISBN-13 / EAN: 9780262182362
Binding: Hardcover

Book Description:
Insurance companies routinely use an individual's medical history and family medical history in determining eligibility for life insurance; this is part of the process of medical underwriting. Insurers have also long used genetic information, often derived from family history, in underwriting. But rapid advances in gene identification and genetic testing are changing the way we look at genetic information. Should the results of genetic testing (which might identify a predisposition toward disease not related to medical history) be available to life insurance medical underwriters? Few if any life insurers currently require genetic testing, but there are no laws or regulations prohibiting its use.
| Tags: Genetic |

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